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Payroll Compliance in India: 2026–27 Employer Reform Guide

Written by Srikant K | May 20, 2026

India’s payroll ecosystem hasn't changed this quickly or on this scale in a very long time. With the Labour Codes already applicable from November 21, 2025, and the new Income Tax Act 2025 replacing the old 1961 version this April, we are seeing the most significant compliance shift in over 60 years.

According to experts, these 2026 tax rules move payroll from a basic back-office chore to a high-stakes tax function for every employer. The CBDT’s updated rules require a lot more detail, introducing component-level transparency for salaries, perks, and benefits.

If you treat 2026-27 as just another routine update, you are opening the door to audits, penalties, and trust issues with your team. Setting up a systematic framework now will help you maintain accuracy for years to come.

What changes in the Income Tax framework from April 2026?

The Income Tax Act 2025 replaces the Income Tax Act of 1961 from 1st April 2026. The Income Tax Rules 2026, notified by the CBDT, introduce new forms, revised TDS reporting formats and revised valuation rules for taxable perquisites and salary components. The key changes every employer needs to incorporate are covered below.

How does TDS calculation change under the new tax rules?

Your payroll system must reflect Section 392(1) of the Income Tax Act 2025 for every salary paid from April 2026. The governing principle is simple: the date of payment determines which Act applies, not the period the salary covers. All investment declarations from employees for Tax Year 2026-27 must also reference the new Act.

What are the new payroll and TDS forms under Income Tax Rules 2026?

The Income Tax Rules 2026 rename every TDS form your team currently uses. The table below maps old form numbers to the new ones your payroll system must generate.

Form No.
(IT Rules 2026)
Form No.
(IT Rules 1962)
Form Summary
130 16 Certificate under Section 395 of the Act for tax deducted at source on salary paid to an employee under section 392 or pension or interest income of a specified senior citizen under section 393(1) [Table: Sl. No. 8(iii)]
138 24Q Quarterly statement of deduction of tax under section 397(3)(b) of the Act in respect of salary paid to an employee under section 392, or income of a specified senior citizen under section 393(1) Table: Sl. No. 8(iii)]
122 12B and 12BAA One single form for furnishing details of income under section 392(4)(a) for the purposes of making a deduction where income is chargeable under the head "Salaries"
123 12BA Statement showing particulars of perquisites, other fringe benefits or amenities and profits in lieu of salary with value thereof.
124 12BB Statement showing particulars of claims by an employee for deduction of tax under Section 392(5)(b) of the Act.

How do the Labour Codes impact salary structures in India?

India's four Labour Code reforms, covering Code on Wages, Code on Social Security, Industrial Relations Code and Occupational Safety, Health and Working Conditions Code, came into effect on 21st November 2025 with certain state-level exceptions. They fundamentally redefine how wages are classified, calculated and recorded across Indian organisations.

The Code on Wages mandates that basic salary, including dearness allowance, must account for at least 50% of total CTC. Any allowances that push the non-wage portion above 50% are automatically added back to the wage base for statutory calculations. This single rule carries significant downstream effects for payroll compliance in India.

  • Higher EPF and gratuity contributions, as both are now calculated on the revised wage base under the new definition. It is also important to note that currently EPF wage ceiling limit continuous to be at INR 15000 per month currently.
  • Revised take-home pay for employees even where total CTC remains unchanged across the organisation.

How does the Wage Code change full and final settlement rules?

Under the Code on Wages, employers must now settle all wages payable on separation within two working days of an employee's exit date. This is a strict departure from legacy practices, where full and final settlement in India routinely stretched to 45 or 90 days. Employers must now address the following to meet this requirement reliably.

  • Real-time reconciliation: Final salary dues must be calculated, validated and processed within the two working day window. Note that gratuity and retrenchment compensation are governed separately and are excluded from this settlement timeline.
  • Automated F&F workflows: Manual settlement processes cannot meet the two working day deadline at scale, particularly for organisations with large or distributed workforces.
  • HRMS integration: Your payroll system must receive exit trigger data from the HR system automatically, so settlement calculations begin the moment an exit is confirmed.

What are the new payroll record-keeping requirements under Labour Codes?

Employers must now maintain fully digitised records covering employee wages, attendance, PF and ESI contributions, payslips and statutory registers across all locations. Physical records or partially digital systems no longer meet the compliance standard that the Labour Codes set for payroll compliance in India.

Your records need to meet a higher standard than mere storage. Here is what auditors and inspectors will look for.

  • Wage registers: Maintain digitally and make available for inspection on demand, reflecting the correct wage definition across every employee category.
  • Payslip records: Digitised payslips must reflect the correct wage components under the new uniform wages definition, including all components that count toward the 50% threshold.
  • Audit readiness: Stricter scrutiny under the Income Tax Act 2025 requires traceable, structured payroll data at every level, from individual transactions to consolidated statutory submissions.

How should organisations prepare for the 2026–27 payroll transition?

Indian enterprises should treat FY 2026-27 as a structured realignment exercise across salary structure reconfiguration, TDS calculation methodology, F&F workflow automation and digital record infrastructure. Companies with integrated payroll and HRMS systems will manage this transition with significantly lower compliance risk than those relying on disconnected tools.

Work through these five actions in priority to protect payroll compliance in India from this financial year:

  • Reconfigure salary structures to reflect the 50% basic pay rule under the Code on Wages before processing the first payroll of the new tax year.
  • Update TDS calculation logic and section references to align with the Income Tax Act 2025 and Income Tax Rules 2026 from April 2026.
  • Migrate to updated payroll forms as per Income Tax Rules 2026, replacing old form numbers across every system, template and employee communication.
  • Automate F&F workflows to meet the two working day settlement window for wages payable on every employee exit.
  • Digitise all statutory registers and payslip records to meet the Labour Code documentation standards across every operating location.

How Ramco Streamlines Your Transition to the New Payroll Reforms

For Indian enterprises managing high-volume, multi-location payroll across a rapidly changing statutory environment, payroll automation in India is now a compliance necessity. The scale and simultaneity of the 2026 reforms make manual coordination across salary structures, TDS calculations and F&F workflows operationally unsustainable.

Ramco Payce covers PF, ESI, TDS, PT, LWF, Gratuity and Bonus processing for Indian payroll, with multi-state expertise and real-time HRMS integration. Our platform is aligned with the Income Tax Act 2025 and Labour Code requirements, supporting updated TDS calculation, revised Form 138 and Form 130 generation and automated F&F settlement workflows.

  • Daily HR gives your employees instant access to revised payslips, updated tax declarations and self-service query resolution, reducing HR team volume during the transition.
  • BInGO gives your finance and compliance teams on-demand reporting across salary components, statutory deductions and audit-ready payroll records at every level.

Book a free one-on-one consultation with our team to learn how Ramco Payce can streamline the integration of the new payroll reforms.